Resources & News

Rich Girl Energy: Building Wealth While Building Your Brand

Written by Stacy Miller for WTE | Mar 2, 2026 5:00:00 AM

Workshop by Stacy Miller on Financial Strategy for Women in Tech & Entrepreneurship

Financial independence is one of the most powerful forms of freedom an entrepreneur can build. But for many women, conversations about wealth, investing, and long-term financial planning are often overlooked in the rush to build businesses and brands.

In a workshop hosted by Women in Tech & Entrepreneurship (WTE), Stacy Miller, CFP®, Founder and CEO of Bayview Financial Planning, introduces a framework designed to help women approach wealth creation with confidence.

In “Rich Girl Energy: Building Wealth While Building Your Brand,” Miller shares practical financial strategies for entrepreneurs, investors, and professionals who want to build both impact and long-term financial security.

Through her MITE Method — Mindset, Invest, Tools, and Energy, Miller helps attendees rethink their relationship with money, understand key investment strategies, and take immediate steps toward building a fully funded future.

Prefer to watch instead?

🎥 Watch the full workshop here: Rich Girl Energy: Building Wealth While Building Your Brand

What “Rich Girl Energy” Really Means

Rich Girl Energy is the peace of knowing that your future self will be fully funded.

Rather than focusing solely on income or lifestyle, Miller frames wealth as long-term security and optionality. Financial independence creates the ability to make decisions about your career, family, and future without being driven by financial fear.

For entrepreneurs building businesses, this perspective is especially important. Many founders focus heavily on growth and revenue but neglect long-term wealth building through investing and financial planning.

The goal of Rich Girl Energy is to ensure that the work you are doing today supports the life you want decades from now.

The MITE Method: A Framework for Financial Confidence

Stacy Miller organizes the workshop around her MITE Method, a framework designed to help women move from financial uncertainty to financial confidence. The four pillars include:

1. Mindset: Understanding the systemic barriers women face around wealth while rejecting harmful financial myths.

2. Invest: Learning how compound growth and consistent investing can dramatically change long-term outcomes.

3. Tools: Using tax-advantaged accounts and financial systems designed to help entrepreneurs build wealth.

4. Energy: Taking action through intentional habits and financial routines that build confidence over time.

Together, these pillars provide a practical roadmap for building financial strength while growing a business or career.

Why Financial Mindset Matters for Women

One of the first topics Miller addresses is the financial barriers women often encounter.

Women still face a significant gender wealth gap, and the disparities are even greater for entrepreneurs and self-employed professionals.

For example:

  • Women earned about 81 cents for every dollar earned by men in 2024
  • Self-employed women earn even less relative to male peers
  • Women are often socialized to feel less confident discussing money or investing

Yet despite these barriers, women are increasingly positioned to lead the next wave of wealth creation.

By 2030, women are expected to manage more than $30 trillion in assets.

A key part of developing Rich Girl Energy is recognizing that wealth building is both possible and necessary.

Debunking the Biggest Myths About Women and Money

Miller also challenges several long-standing myths that discourage women from investing or managing wealth.

Common misconceptions include:

  • Women are not good at math
  • Women are overspenders
  • Women are too risk-averse to invest

In reality, the data tells a very different story.

Women actually outperform male investors by roughly 1% annually when investing, largely because they tend to take a more disciplined and long-term approach.

Miller prefers the term “risk aware” rather than risk averse — emphasizing that women often make thoughtful, informed investment decisions.

The Power of Compound Interest

A central concept in the workshop is compound interest, which Miller calls one of the most powerful forces in wealth creation.

Compound growth allows investments to earn returns not only on the original principal but also on the accumulated interest over time.

This creates exponential growth that becomes increasingly powerful the earlier someone begins investing.

However, Miller also highlights the flip side of compounding.

High-interest credit card debt can work against you, dramatically increasing the cost of purchases over time. For example, a relatively small purchase can grow to several times its original cost if carried at high interest rates.

Understanding compounding helps entrepreneurs recognize why early and consistent investing matters so much.

Paying Yourself First as an Entrepreneur

One of the most practical takeaways from the workshop is the idea of paying yourself first.

Many founders treat their salary as an afterthought — something to consider only after the business becomes profitable.

Miller encourages entrepreneurs to flip that mindset.

Your salary should be built directly into your pricing model as a core business expense.

This approach ensures that business growth actually supports the founder’s financial well-being rather than creating burnout.

Tax-Advantaged Investment Tools Entrepreneurs Should Know

Another key part of the workshop focuses on the financial tools available to entrepreneurs who do not have traditional employer retirement plans.

These include:

  • SEP IRA: A retirement account designed for self-employed individuals and small business owners.

  • SIMPLE IRA: An option for small businesses that want to provide retirement savings opportunities for themselves and employees.

  • Solo 401(k): A retirement plan specifically for self-employed individuals without full-time employees.

  • Spousal IRA: An option that allows one spouse to contribute to the other spouse’s retirement account if they file taxes jointly and one partner has earned income.

These accounts provide tax advantages and long-term investment growth opportunities that many entrepreneurs overlook.

Five Power Moves to Start Building Wealth Today

Toward the end of the workshop, Miller shares five simple actions anyone can take immediately to begin building Rich Girl Energy.

1. Open a retirement account - Even small contributions can grow significantly over time.

2. Automate your investments - Automation removes the temptation to delay saving.

3. Build a “Rich Girl Emergency Fund” - A high-yield savings account can provide financial stability during unexpected situations.

4. Include salary in your business pricing - Your business should support your financial goals.

5. Schedule a monthly money date - Regularly reviewing finances builds awareness and confidence.

These small, consistent habits create momentum and reduce the financial stress many entrepreneurs experience.

Financial Conversations Entrepreneurs Need to Have

Miller also encourages founders to normalize conversations around money. Important conversations include:

  • Salary expectations
  • Business funding sources
  • Insurance and asset protection
  • Investment planning
  • Credit management

Open financial conversations help entrepreneurs make better decisions and avoid costly mistakes.

About Stacy Miller

Stacy Miller, CFP® is the Founder and CEO of Bayview Financial Planning, a firm that specializes in helping women, widows, and military-connected families build long-term financial security.

As a Certified Financial Planner, Miller focuses on practical financial strategies designed to help clients navigate investing, retirement planning, and wealth building with clarity.

Her personal experience as a military spouse navigating career transitions and financial uncertainty inspired her commitment to helping women develop stronger financial futures.

Through her work with Bayview Financial Planning and her leadership within the Women in Tech & Entrepreneurship community, Miller continues to educate entrepreneurs on how to align financial strategy with career growth.

Learn more or schedule a consultation:
👉 https://bayviewfp.com

Join the Women in Tech & Entrepreneurship Community

Women in Tech & Entrepreneurship exists to help break down barriers to entry in high wage technology careers and wealth building business ownership opportunities by connecting women with:

  • Mentorship and peer support
  • Expert-led workshops like this one
  • Founder resources and education
  • A network of ambitious builders and investors

WTE provides these resources through a free membership model so financial barriers never prevent women from accessing opportunity.

Join the WTE community for free here.